Tax planning
Salary or dividends, sole trader or limited company, pensions and company cars. We plan before the year ends, so you keep more of what you earn.
Who it's for
- Company directors
- Sole traders thinking of going limited
- Anyone earning near £100,000
- Families and landlords
What's included
- A salary and dividend plan each year
- Sole trader and limited company compared on your figures
- Pension contributions reviewed
- Company car and benefits advice
- Income Tax and Child Benefit checks
- A planning meeting before your year end
Rules for 2026/27
- 10.75%
- Basic rate tax on dividends, after £500 tax-free
- £100,000
- Personal allowance starts to be withdrawn
- £60,000
- High Income Child Benefit Charge starts
- 4%
- Benefit rate for a fully electric company car
Plan before your year end, not after. Most savings need action before the tax year closes on 5 April.
Limited company and dividends
See what you keep from your company profit when you pay yourself a salary and dividends.
Example figures shown. Assumes you're the only director and employee. 2026/27 rates for England, Wales and Northern Ireland. An estimate, not advice.
Worth knowing
Common questions
No, and less often since dividend tax went up in April 2026. It depends on your profit, how much you take out and what you plan to do with the rest. We compare both on your real figures.
Your own contributions get tax relief at your highest rate. Contributions paid by your company are usually a business expense, which saves Corporation Tax, and there's no National Insurance on them.
Yes. We use the allowances and reliefs the law gives you. We don't sell tax avoidance schemes.
At least once a year before your year end, and whenever something big changes: a new baby, a property, a jump in profit.
General information only, not personal advice. Correct as of October 2026.
Get a price for tax planning
Tell us about your business and we'll reply within one working day with one clear monthly fee. No obligation, no hourly bills.
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